Chapter 5 - The Ledger of Southie

Inside the black Lincoln, the air was warm and smelled of expensive calfskin leather and tobacco smoke.
Vincent Moretti sat in the rear passenger seat, his long legs crossed, his dark eyes fixed on the second-floor window above Luo’s Laundromat. A faint yellow light showed behind the thin white curtain—the light of a cheap floor lamp with a forty-watt bulb.
In the front seat, Frank Russo had a thick, black leather-bound binder open across his lap.
A small reading light attached to the dashboard illuminated pages of handwritten notes, public records printouts, and tax documents that had been pulled within forty-five minutes by a clerk at the Suffolk County Registry of Deeds who owed Vincent three favors.
"Name's Grace Ellen Carter, maiden name Walsh," Frank said, his gravelly voice dropping into the steady rhythm of a man reading an arrest report. "Thirty-four years old. Born in Quincy. Married Thomas Carter in 2015. He was a union carpenter, local 33. Good guy, no record, paid his dues on time."
Vincent didn't move. "The bakery?"
"They opened Carter’s Hearth on East Broadway in South Boston six years ago," Frank continued, flipping a page. "Small shop. Rye bread, rolls, birthday cakes for the parish kids. They took out a business loan from South Boston Savings. Then Thomas fell off a scaffolding rig on a non-union job site in Seaport two years back. No safety harness provided by the subcontractor. He died three hours later at St. Elizabeth’s."
Vincent’s jaw tightened slightly. "The contractor?"
"Vance Development," Frank said flatly. "Arthur Vance’s sub. They claimed Thomas was an independent worker, refused the insurance payout, and bogged the widow down in court until she ran out of money for an attorney. Suit was dismissed fourteen months ago."
The silence inside the car grew cold.
In the front seat, Tommy, the driver, didn't move a muscle. He had worked for the Moretti family long enough to know when the air in the car was about to turn to ice.
"Go on," Vincent said softly.
"She tried to keep the shop going alone," Frank said. "Worked eighteen hours a day. But Vance’s people bought the building’s mortgage from the bank, raised her commercial rent by three hundred percent, and evicted her last November. She sold her wedding ring to pay the final vendor invoices so she wouldn't owe the flour supplier in Chelsea."
Frank closed the black binder with a dull thud.
"She cleans two offices in Financial Center on Tuesday and Thursday nights," Frank added. "Gets ninety bucks a week cash. Pays Luo one-sixty for that room up there. She’s behind on the kid’s asthma inhalers at the CVS on Broadway."
Vincent looked out the tinted window at the laundromat.
He remembered a room very much like that one.
It had been on Boston Street in Southie, thirty-six years ago. Three rooms on the third floor of a triple-decker with water stains on the ceiling that looked like giant gray fingers. He remembered the smell of boiling cabbage, the sound of the wind rattling the loose storm windows, and his mother sitting at the small kitchen table with an empty tea tin between her hands, counting nickels into piles of five.
She had been thirty-two when she died of pneumonia during the blizzard of '78—the same age Grace Carter was now.
She had died because they couldn't afford forty dollars for the coal truck to deliver two bags of fuel to their cellar bin.
"Vincent?" Frank asked, turning slightly in his seat. "What do you want to do with Vance? His pier project comes up before the harbor board next Tuesday."
Vincent leaned back against the leather seat, closing his eyes for three seconds.
When he opened them, the coldness in his face was gone, replaced by something much worse: an absolute, terrifying clarity.
"Arthur Vance thinks he owns the waterfront because he buys lunch for two city inspectors," Vincent said softly. "He broke a man, stole a woman's livelihood, and left a child with forty-eight dollars in a purse."
"Yeah," Frank said grimly. "That's Arthur."
"Call Sal at the union hall," Vincent commanded. "Tell him the longshoremen on Piers 4, 5, and 7 are going on strike at midnight tonight. Tell them no timber, no steel, and no concrete moves through those gates until I say so."
Frank smiled—a quick, ugly flash of teeth in the dim dashboard light. "That’ll cost Vance fifty grand a day in port penalties."
"By Friday, it will cost him everything he has," Vincent said.
He reached down, picked up a heavy fountain pen from the center console, and pulled a clean leather-bound notebook from his coat.
"And Frank?"
"Yeah, boss?"
"Who owns the building under the laundromat?"
"Old man Luo," Frank replied. "He’s got four triple-deckers on this block. Owes twelve hundred in back taxes to the city."
Vincent began writing in steady, dark strokes across the page.
"Buy the building by eight o'clock tomorrow morning," Vincent said. "Pay Luo twenty percent over market value. Cash."
Frank blinked. "The laundromat building?"
"The whole block, Frank," Vincent said, tearing the page from his notebook and handing it across the seat. "And tell Daniel at Bellini’s to have two steaks, a chocolate cake, and a pot of tea delivered to the second floor of this building every afternoon at five o'clock."
Frank took the paper, reading the instructions in the dark.
"For how long, boss?"
May you like
Vincent looked back up at the yellow light in the second-floor window.
"Until the boy goes to college," Vincent said.